Privacy Policy and Data Processing

Last updated: January 15, 2025

1. Data We Collect

At Candorloans, we only collect the information necessary to evaluate and manage corporate financing and commercial leasing applications. This includes:

Form data: full name, position, company name, CUIT, business address, email address, and phone number.
Business documentation: balance sheets, income statements, cash flow, tax returns, and trade references that the user voluntarily uploads to our secure portal.
Technical data: IP address, browser type, operating system, and pages visited within candorloans.com, collected through our own and third-party analytical cookies (Google Analytics).

2. Purpose of Processing

We process your data exclusively for:

Evaluating your credit risk profile and determining the feasibility of a credit line or lease.
Contacting you to complete the application, clarify information, or communicate business decisions.
Complying with legal and regulatory obligations in Argentina (Personal Data Protection Law No. 25,326 and BCRA regulations).
Improving our services through anonymous statistical analysis.

We do not use your data for advertising purposes unrelated to our B2B services, nor do we share it with third parties for their own campaigns.

3. Cookies and Tracking Technologies

This site uses our own and third-party cookies (Google Analytics) to measure traffic, understand how users interact with our amortization calculators and forms, and optimize the experience. You can configure your browser to reject all cookies, but some functionalities of the secure portal may be affected.

4. Storage and Security

Your data is stored on servers located in Argentina and the United States, with providers that comply with ISO 27001 security standards. We implement SSL/TLS encryption, firewalls, and strict access controls to protect information against unauthorized access, loss, or alteration.

5. Transfer to Third Parties

We may share your data with:

Hosting and technical maintenance service providers.
Credit verification entities (such as Veraz or Nosis) for risk assessment.
Argentine regulatory authorities when required by law.

We do not sell, rent, or transfer personal data to third parties for commercial purposes unrelated to our activity.

6. User Rights

In accordance with Law 25,326 and the General Data Protection Regulation (GDPR) for European users, you have the right to:

Access the personal data we hold about you.
Request rectification of inaccurate or outdated data.
Request erasure (right to be forgotten) when the data is no longer necessary for the original purposes.
Restrict or object to processing under certain circumstances.
Data portability to another controller.
Withdraw your consent at any time, without affecting the lawfulness of processing carried out prior to withdrawal.

To exercise these rights, send us an email to info@candorloans.com or a letter to our postal address.

7. Contact for Privacy Inquiries

If you have questions about this policy or wish to file a complaint, you can contact our Data Protection Officer:

Candorloans S.A.
Puga 84 92 7, Ciudad Autónoma de Buenos Aires, Argentina
Phone: (097) 420-5800
Email: info@candorloans.com

8. Commitment Against Misinformation

At Candorloans, we do not make misleading claims, create false urgency, use fictitious testimonials, or impersonate official entities. All information on rates, terms, and conditions is presented clearly and verifiably. We do not guarantee specific financial results without a prior case-by-case analysis.

This policy may be updated periodically. We recommend reviewing it each time you use our services.